BFSI Growth Architect | Mortgage & Developer Finance | AI & Product Strategy | P&L Leader
Home Loan / Affordable Housing product design Developer Finance product structuring FOIR/LTV framework creation Credit policy drafting & optimization Risk-reward balancing for new lending products Pricing model & profitability assessment
Channel partner model design Builder/Developer ecosystem setup Bank–NBFC synergy model GTM strategy for new geographies Sales productivity improvement framework
I help banks, NBFCs, and FinTech startups build profitable lending products, policy and scale distribution across Mortgage, Developer Finance, and MSME segments. With strong expertise in credit structuring, P&L strategy, and channel-led growth, I combine deep BFSI experience with AI-driven execution to improve productivity and profitability.